{"id":14067,"date":"2022-10-25T14:38:35","date_gmt":"2022-10-25T14:38:35","guid":{"rendered":"https:\/\/www.empower-solar.com\/?p=14067"},"modified":"2024-03-27T18:57:41","modified_gmt":"2024-03-27T18:57:41","slug":"how-to-pay-for-home-solar","status":"publish","type":"post","link":"https:\/\/empower-solar.com\/es\/blog\/how-to-pay-for-home-solar\/","title":{"rendered":"C\u00f3mo pagar la energ\u00eda solar dom\u00e9stica"},"content":{"rendered":"

Como profesionales de la energ\u00eda solar, nos encontramos con muchos mitos solares. Uno de los m\u00e1s importantes es que la energ\u00eda solar es s\u00f3lo para personas que tienen suficientes ingresos prescindibles para cubrir la compra de un sistema directamente.\u00a0<\/span><\/p>\n

La realidad dista mucho de esto. La energ\u00eda solar puede ayudar a los propietarios a ahorrar dinero en su factura de electricidad. Estimamos que durante los 25 a\u00f1os de vida \u00fatil de un sistema, usted puede ahorrar m\u00e1s de <\/span>$100.000 en costos de electricidad<\/span><\/a>. En el mundo actual, con los crecientes costos de calefacci\u00f3n y electricidad, invertir en energ\u00eda solar vale la pena para ahorrar.<\/span><\/p>\n

Dicho esto, puede ser una inversi\u00f3n considerable. Afortunadamente, hay muchas opciones disponibles cuando se trata de poseer y financiar su sistema.<\/span><\/p>\n

\u00bfCu\u00e1nto cuestan los paneles solares?<\/span><\/h1>\n

Nuestro equipo de ingenier\u00eda interno considerar\u00e1 <\/span>varios factores clave<\/span><\/a> para dimensionar y dise\u00f1ar adecuadamente su sistema, incluido el espacio del techo, las sombras y m\u00e1s. Estos factores determinar\u00e1n en \u00faltima instancia el coste final de los paneles solares y su instalaci\u00f3n, aunque la mayor\u00eda de los sistemas se encuentran dentro del rango de $.<\/span>20.000 a $40.000 <\/span>antes de los incentivos<\/span><\/a>. Las mejoras del sistema, como Tesla Powerwall, aumentar\u00e1n el costo total, pero pueden financiarse junto con sus paneles.<\/span><\/p>\n

C\u00f3mo pagar los paneles solares<\/span><\/h1>\n

Cuando se trata de pagar por la energ\u00eda solar, tiene tres opciones principales: financiaci\u00f3n mediante un pr\u00e9stamo, compra en efectivo o arrendamiento. En \u00faltima instancia, todo se reduce a qu\u00e9 opci\u00f3n tiene m\u00e1s sentido financiero para usted. Aqu\u00ed hay un desglose de las diferencias.<\/span><\/p>\n

\"\"<\/p>\n

Financiamiento y propiedad de pr\u00e9stamos solares para el hogar<\/span><\/h2>\n

Al financiar su sistema, puede cambiar a energ\u00eda solar con un pago inicial de $0 y ver ahorros desde el primer d\u00eda. Los pr\u00e9stamos solares para viviendas tienden a ser la opci\u00f3n m\u00e1s popular entre los propietarios. Sobre todo porque les da propiedad directa de su sistema. Adem\u00e1s, con tasas de inter\u00e9s fijas y pagos de pr\u00e9stamos fijos, los pagos son predecibles, a diferencia de los precios vol\u00e1tiles de la energ\u00eda.<\/span><\/p>\n

Un pr\u00e9stamo solar para vivienda tambi\u00e9n es una buena opci\u00f3n para quienes tienen la capacidad de aprovechar los incentivos solares, incluido el recientemente aumentado. <\/span>Cr\u00e9dito fiscal federal 30%<\/span><\/a>.\u00a0<\/span><\/p>\n

Una cosa a tener en cuenta es que, al igual que con cualquier otra compra importante o proyecto de mejoras para el hogar, los prestamistas financieros tienen requisitos de calificaci\u00f3n crediticia. Si no cumple con el requisito m\u00ednimo, generalmente alrededor de 650, es posible que un pr\u00e9stamo solar para vivienda no sea la mejor opci\u00f3n para usted.<\/span><\/p>\n

Aunque muchos propietarios que optan por financiar sus sistemas solares dom\u00e9sticos de esta manera tienden a permanecer en esa casa durante la vida \u00fatil de su sistema (~25 a\u00f1os), los pr\u00e9stamos solares para viviendas son f\u00e1cilmente transferibles si as\u00ed lo desean. <\/span>elige vender en su lugar<\/span><\/a>.<\/span><\/p>\n

Nos asociamos con proveedores de financiamiento selectos para ofrecer pr\u00e9stamos a bajo inter\u00e9s con opciones de plazo entre 5 y 25 a\u00f1os. La naturaleza flexible de estas opciones es parte de lo que hace que los pr\u00e9stamos solares sean atractivos para los propietarios.<\/span><\/p>\n

Compra y propiedad de energ\u00eda solar en el hogar<\/span><\/h2>\n

Al igual que con un pr\u00e9stamo, tambi\u00e9n ser\u00e1 propietario del sistema solar de su hogar cuando lo compre directamente. Las compras en efectivo tambi\u00e9n permiten a los propietarios recibir el m\u00e1ximo beneficio de los incentivos federales, estatales y locales.\u00a0<\/span><\/p>\n

La energ\u00eda solar es una de las mejores inversiones que puedes hacer. El propietario t\u00edpico puede esperar ver un rendimiento anual de alrededor de 15-20% por a\u00f1o en su sistema solar dom\u00e9stico. En promedio, nuestros paneles solares se amortizan en un plazo de 4 a 7 a\u00f1os cuando se compran en efectivo. Despu\u00e9s de eso, simplemente disfrutan generando su propio poder libre.\u00a0<\/span><\/p>\n

Inicio Solar Arrendamiento y Propiedad<\/span><\/h2>\n

De manera similar a la opci\u00f3n de pr\u00e9stamo, tambi\u00e9n existen arrendamientos que permiten a los propietarios realizar un pago inicial de $0 y beneficiarse de pagos mensuales bajos predecibles y ahorros inmediatos. Sin embargo, cuando alquila paneles, estos son propiedad de un tercero. Por ejemplo, los paneles alquilados a trav\u00e9s de SunPower son propiedad de SunPower. Con el arrendamiento, puede esperar pagar los paneles durante unos 25 a\u00f1os.\u00a0\u00a0<\/span><\/p>\n

Dependiendo de su contrato, una vez finalizado el contrato de arrendamiento, tendr\u00e1 la opci\u00f3n de renovar el contrato, retirar el sistema o comprarlo.<\/span><\/p>\n

Un punto importante que debe recordar es que no puede reclamar ning\u00fan incentivo solar federal en virtud de un contrato de arrendamiento de energ\u00eda solar para el hogar, aunque puede reclamar el reembolso del Estado de Nueva York. Esto los convierte en una excelente opci\u00f3n para propietarios con poco o ning\u00fan inter\u00e9s fiscal.<\/span><\/p>\n

\u00bfLa elecci\u00f3n de financiaci\u00f3n solar de mi hogar afectar\u00e1 mi garant\u00eda?<\/span><\/h1>\n

Las tres opciones le brindan cobertura a trav\u00e9s de la garant\u00eda de 25 a\u00f1os l\u00edder en la industria de SunPower. Cualquier reemplazo o reparaci\u00f3n que su sistema pueda necesitar est\u00e1 cubierto sin costo para usted a trav\u00e9s de <\/span>Programa de garant\u00eda de SunPower<\/span><\/a>, sin importar la opci\u00f3n de financiamiento que elijas. Tambi\u00e9n puede acceder a cualquier servicio o mantenimiento a trav\u00e9s de EmPower Solar. Tambi\u00e9n puedes ver la producci\u00f3n de energ\u00eda en tiempo real utilizando la aplicaci\u00f3n de SunPower.\u00a0<\/span><\/p>\n

La energ\u00eda solar puede ayudar a los propietarios de viviendas de Long Island y Nueva York a ahorrar dinero cada mes en su factura de electricidad. Cada hogar es \u00fanico y es por eso que EmPower ofrece opciones de financiamiento personalizadas para ayudarlo a ahorrar dinero cada mes aprovechando la energ\u00eda del sol.<\/span><\/p>\n

Inicio Incentivos y reembolsos solares<\/span><\/h1>\n

Ahora es realmente el mejor momento para optar por la energ\u00eda solar. Al combinar diferentes <\/span>incentivos y descuentos<\/span><\/a>, muchos propietarios pueden cubrir hasta 50% del coste de su sistema. Financiar o comprar su sistema le brindar\u00e1 la mayor cantidad de ofertas. Esto incluye un reembolso de $5000 (m\u00e1ximo) del estado de Nueva York y un reembolso de impuestos federales de 30%. Aquellos que alquilan sus sistemas solares dom\u00e9sticos no son elegibles para el cr\u00e9dito fiscal federal, pero pueden recibir el reembolso del Estado de Nueva York.<\/span><\/p>\n

Cont\u00e1ctenos<\/span><\/a> hoy para explorar sus opciones solares y comenzar a ahorrar dinero.\u00a0<\/span><\/em><\/p>","protected":false},"excerpt":{"rendered":"

As solar professionals, we encounter a lot of solar myths. One of the biggest ones is that solar is only for people who have enough expendable income to cover the purchase of a system outright.\u00a0 The reality is far from this. Going solar can help homeowners save money on their electric bill. We estimate that […]<\/p>\n","protected":false},"author":1,"featured_media":14080,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"nf_dc_page":"","_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[6],"tags":[],"class_list":["post-14067","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-home-solar"],"acf":[],"yoast_head":"\nHow to Pay for Home Solar - EmPower Solar<\/title>\n<meta name=\"description\" content=\"Solar can help you save money, but it is a sizable investment. 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